Essentials Home Insurance

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click here for what is not included

click here for the policy booklet

The new "Essentials" policy caters specifically for those people who require basic, low cost cover, such as first time buyers, homeowners new to insurance and those on a budget. The cover is limited and only provides the key elements of cover to protect the home.

Benefits include

• Buildings cover up to £250,000 - meaning lower average Buildings premiums.
• Contents cover between £15,000 - £30,000 – reduced cover levels for the target market meaning a saving on the premium.
• New for old cover (excludes clothes and linen) – a fairer way to offer replacement items.
• The ability to upgrade to other Select & Protect policies as your lifestyle changes – ensuring you stay on the right cover and your premiums reflect the cover required.
• A No Claims Discount that won't be lost altogether at the first claim. It's merely stepped back, depending on the type and frequency of claims – ensuring you keep your premiums lower for longer.
• A range of discounts offered - First Time Buyers; Combined Buildings & Contents policies; No Claims Discounts; Age of property; Age of owner – whoever you are you are likely to receive some form of discount.

click above for a home insurance quote.