House Insurance

click here for a quote

Buildings
Contents
Policy Discounts
Added Value Options

click here for the policy booklet

Median home insurance is specifically designed for homeowners who are unsure of the level of contents cover required and who live in a home with up to four bedrooms. It’s a clear, concise, value for money policy that covers everything you need, from damage caused by a burst pipe to the theft of a PC. Also included is the option to include buildings insurance at a very competitive price.

Median incorporates the revolutionary ‘Elements’ proposition, providing customers with a choice of 3 different brand insurers – Aviva, Allianz and Zurich. This allows  comparison quotes from three of the UK’s biggest insurance companies for the same policy

Discounts

• First Time Buyers discount
• Up to 5+ years No Claims Discount
• Security and Neighbourhood Watch Schemes
• Age of owner discount
• Age of property discount 
• Combined policies discount (buildings & contents)

Buildings Cover

• All standard perils covered
• Optional accidental damage included
• Subsidence excess of £1,000
• Tracing and access cover up to £5,000
• 60 days unoccupancy terms
• Loss of rent/alt. accom. is 20% of SI (up to 24 months) 
• Legal liability of £2,000,000

   

Contents Cover

• New for old cover Optional Accidental damage
• 2,000 away from home cover - worldwide
• Valuables cover based on bedrooms :
• 1-2 bedrooms            £8,000
• 3 bedrooms              £10,000
• 4 bedrooms              £12,500
•   (Item limit £2,000)
• £3,000 increase in cover for Wedding Gifts
• Theft of money up to £750
• Fraudulent use of bank cards up to £1,000
• Freezer contents up to £1,000
• Theft of cycles up to £500 per cycle
• Property left in open up to £1,000
• Outbuildings contents up to £2,500
• Office equipment in the home up to £5,000
• Replacement locks up to full contents SI
• Cover for child at University up to £5,000 (Item Limit £1,500) 
• Theft from unattended vehicles up to £1,000

Added value options

click above for a home insurance quote.