Bedroom Rated Home Insurance

click here for the policy booklet

Median home insurance is a bedroom rated insurance specifically designed for homeowners who are unsure of the level of contents cover required and who live in a home with up to four bedrooms. It’s a clear, concise, value for money policy that covers everything you need, from damage caused by a burst pipe to the theft of a PC. Also included is the option to include buildings insurance at a very competitive price.

Median incorporates the revolutionary ‘Elements’ proposition, providing customers with a choice of 4 different brand insurers – Aviva, Royal Sun Alliance, Lloyds Insurers and Zurich. This allows  comparison quotes from four of the UK’s biggest insurance companies for the same policy

Discounts

• First Time Buyers discount
• Up to 5+ years No Claims Discount
• Security and Neighbourhood Watch Schemes
• Age of owner discount
• Age of property discount 
• Combined policies discount (buildings & contents)

Buildings Cover

• All standard perils covered
• Optional accidental damage included
• Subsidence excess of £1,000
• Tracing and access cover up to £5,000
• 60 days unoccupancy terms
• Loss of rent/alt. accom. is 20% of SI (up to 24 months) 
• Legal liability of £2,000,000

   

Contents Cover

• New for old cover Optional Accidental damage
• 2,000 away from home cover - worldwide
• Valuables cover based on bedrooms :
• 1-2 bedrooms            £8,000
• 3 bedrooms              £10,000
• 4 bedrooms              £12,500
•   (Item limit £2,000)
• £3,000 increase in cover for Wedding Gifts
• Theft of money up to £750
• Fraudulent use of bank cards up to £1,000
• Freezer contents up to £1,000
• Theft of cycles up to £500 per cycle
• Property left in open up to £1,000
• Outbuildings contents up to £2,500
• Office equipment in the home up to £5,000
• Replacement locks up to full contents SI
• Cover for child at University up to £5,000 (Item Limit £1,500) 
• Theft from unattended vehicles up to £1,000

Added value options