Monthly Home Insurance Policy

real monthly home insurance policies i.e. not an annual premium divided by 12 with a surcharge - enquire now >>>>>>>>>>>>

Select & Protect monthly home insurance policies.

Select & Protect was formed 1983 and now has some 75,000 customers.

In 1990 it decided to specialise in providing building and contents cover together with related insurances such as travel and mortgage payment protection.

The cover is comprehensive and can include accidental damage and worldwide cover as standard. It is also available specifically for first time buyers, new homes and people letting property, as well as all other homeowners.

It offers real monthly policies i.e. not an annual premium divided by 12 with a surcharge, and prides itself on the simplicity of its proposal forms and efficiency of its claims management; the business is driven by two key themes “simplicity and service.”

Select & Protect is unusual in that it distributes its products solely through Financial Advisers.

The company is a member of the General Insurance Standards Council and also an affiliate member of The Association Mortgage Intermediaries.

All household insurance policies are underwritten by Norwich Union Insurance Limited and Mortgage Payment Protection is underwritten by St Andrew’s Insurance plc.

Select & Protect is based in Southend employing some 80 people; in 2003 it had annualised premium income in excess of £24.5m.

Tornado lifts lid on risks of going without insurance
By Paul Farrow (Filed: 10/08/2005)
Money.Telegraph.co.uk

The Association of British Insurers has warned homeowners to make sure they have buildings and contents cover after it emerged that around half of the 1,500 homes hit by last week&'s tornado in Birmingham were uninsured.

The storm hit the Sparkbrook area, one of the city's poorest districts. Many residents cannot afford insurance; some blame the burglary rate, which has pushed up premiums.

But the ABI said as many as one in four households in Britain do not have insurance for home contents, while nearly one in 10 lack buildings insurance. These figures rise significantly for lower income groups.

Nick Bason of the ABI said: "Events in Birmingham have shown just how important it is for people to have adequate buildings and contents insurance. While freak weather conditions like tornados are extremely rare, having home insurance will give householders peace of mind."

 

click above for a monthly home insurance quote.